Thursday, May 1, 2008

Ebay vs Paypal

I wonder why eBay have banned other systems except their favorite and dear PayPal. I don’t live in Australia and I don’t care for all that things but still I’m interested. They wanted to earn more money on transactions but in the end they failed. Surely, income from PayPal has grown but what about the total income? As I saw on one of the sites eBay loses its customers http://ecommerce-journal.com/news/ebay_presented_oztion_its_250_000_users. And it just the beginning. History has shown that monopoly is not a good thing. Yes, it makes more profit but the quality suffers. There is no competition, no variety… Only PayPal. Let’s take see simple example. For instance I’m a seller on eBay and I sell, let’s see…. I sell pictures. And also I have a neighbor who sells the same pictures. What should we do? The merchandise is the same, quality as well, let alone price. So, we’re equal. How to attract customers? Yes, exactly by means of some additional services. And one of such way outs is variety of payment solutions. So, if I sell money for 10 kinds of currencies and my neighbor just for PayPal I will get all the audience that does not use it, as thank goodness we have not only PayPal to pay. And what should do those who do not use PayPal but some other payment systems, such as Moneybookers, c-gold, pecunix, perfect money or something else? Should they immediately run somewhere to exchange their currency to PayPal and pay some fees for this operation? No, they’d better change the market place. How it usually happens? You come to some shop, see something you like and ask the same model but of different color. The salesman says that they haven’t any except that one and offers to buy it as according to his words you look pretty with it. Some people actually agree, but some decide to leave and to find something else that suits them mostly. The same is with eBay, I think they should change their policy as they risk staying alone one day, as the first category of users is dying and everybody fights for his or her rights.

Posted by Smith at 08:15:48 | Permalink | No Comments »

Wednesday, April 30, 2008

“PM accepted”

Inflation is a terrible thing and everybody will agree with me. Due to it there is nothing simpler than to lose your money without any efforts. Just put it on a bookshelf and that’s it. There is only one way to save your money – to invest it. Today there are many places where you having invested your money you will be profited. The same situation is on the internet. Online investment is even easier than the offline one. Here the main thing is API merchant. Success of any business and especially of the investment one depends on fast and reliable payment tool. I began my business not so long ago, but I’ve already get some profit. I’m very pleased with my processor because it is really convenient, fast and reliable. Even my customers and investors have appreciated it, and noted immediacy of operations. Merchant of Perfect Money, exactly this payment system I chose for my business, is one of the best merchants I have ever had and known. It provides an opportunity to make transactions automatically that saves my time and allows my investors to be sure that they will receive payment without any delays. That makes them be confident with me and to continue working with me without any fears. Also, I’ve noticed that after appearance of sign “PM accepted” people began trusting me even more than earlier. I think that the authority of this system will help me to be always on the top and help me to escape all the disappointments and regrets.

https://perfectmoney.com/index.html?ref=240107

Posted by Smith at 08:02:09 | Permalink | Comments (3)

Tuesday, April 29, 2008

E-gold is in the past

I was a real fan of e-gold. I liked this system sincerely until something had happened to it. E-gold became famous and popular mostly for its policy of anonymity; lots of people who didn’t want to disclose themselves were attracted to the system. I myself also wanted to stay incognito… But the day when authorities decided to “play games” with e-gold everything has changed. Today I cannot recognize e-gold at all! It changed 100%. Today there is hardly any person who says that e-gold is good and he or she is totally satisfied. Today’s policy of e-gold looks like the policy of PayPal – the system that don’t trust its customers at all. Now e-gold constantly blocks the accounts of its customers without any preliminary notice and with one and the same explanation – we think that you’re a fraudster. Anytime you want to make some big transaction this thing happens. As for its strong point – anonymity, it’s also became the snows of yester-year. Today client base of e-gold is used freely by FBI and special services. Due to this fact lots of people decided to get rid of this e-currency and break off with this system. But… It appeared to be not an easy task. It is almost impossible to withdraw money from the system itself. So, you need to appeal to exchange services. There you can sell your “digital gold” with a loss of 20-30%. Not a good thing but still it is better then to stay with e-gold the future of which is very foggy and cloudy. Who knows, maybe tomorrow you will not be able to outexchange your e-gold at all? I myself have withdrawn it in one of the online exchangers having paid 20% fee. I think that it is the end. End of this ВПС giant and I’m very sorry for such an end. Not royal death of the king…

https://perfectmoney.com/index.html?ref=240107

Posted by Smith at 07:47:13 | Permalink | Comments (3)

Saturday, April 26, 2008

Stockjobber. My history

I’m online stockjobber and I’ve got used to operate with large amounts of money. I’ve got a great experience in work with various payment systems and e-currencies. I worked not only with such giants as e-gold, PayPal, Moneybookers, Neteller, ePassporte, Pecunix, Webmoney but also with small companies like Obopay, clickandbuy and many others.

 

Each of the systems has both advantages and disadvantages. Small companies are good but they are not very popular. Big processors are widely used but they very often block the accounts of their customers and being ddosed from time to time. So, few months ago I couldn’t use my libertyreserve account because system was ddosed. Last week e-gold has blocked my account. I don’t like PayPal because of their chargebacks. Not a good thing indeed. Sometimes people use it for their own profit to deceive other people.  But for some reason they are very popular. Moneybookers is good but I’m anxious about their business with gambling industry. I still remember the story with Neteller and really don’t want to get into the same situation with Moneybookers.

 

The most convenient system I ever used Webmoney. They provide multicurrency account, good protection. The only disadvantage is that they are Russians and people all over the world have a prejudice to Russia. I’m dreaming of system that could be as good as Webmoney but of some European or US origin. I think if such system occurs they will be extremely popular and I think it will be much more convenient for me to use it in my e-business.

 

https://perfectmoney.com/signup.html?ref=240107

Posted by Smith at 09:37:20 | Permalink | Comments (3)

Friday, April 25, 2008

Who says Paypal is good?

I don’t know why does PyPal is so popular. In my opinion it is a kind of stupid systems and but for eBay it will never be so widely used. Their chargeback system is really awesome. I have a real example. My friend Alex has his own exchange service. Everything was ok until he made one transaction with PayPal. He has got an order to exchange a large sum of PayPal. He made an exchange but… Here appeared that bloody chargeback option that is damned. I wonder why PayPal still haven’t refused from that stupid program. So many people complain of it. I think that if they are so stubborn on this issue, they get something from it. How can PayPal allow people to chargeback? It is a kind of fraud in my opinion. And they legalize it. So, my friend had to deposit his own money in order to safe his face and the face of his business. Beginning from that moment Alex does not get involved with PayPal. He said that he would rather exchange Russian webmoney or some unknown e-currency, such as perfectmoney fior example, than famous PayPal. You know, I don’t blame him, on contrary I agree with him. When system does not care about its customers and its reputation I think its does not care about anything else except its profit. And in this case it is not a service but a real fraud aimed to momentary profit. Also I’ve heard that they constantly block the accounts of their customers without any explanation, or it’s better to say with one and the same explanation – we think that you’re a fraudster… Who is a real fraudster? I think people know themselves. And they clearly realize that PayPal just making money-laundering… And all these blockings are just to throw dust in eyes of community. It’s my own opinion and I don’t want to make anybody to follow me.

https://perfectmoney.com/signup.html?ref=240107

Posted by Smith at 19:59:44 | Permalink | Comments (3)

Tuesday, April 22, 2008

“e-gold 2%”

I was a great admirer of e-gold system. It was a real Titan on the market of Internet processing. But its era was not so long and Titan turned into Titanic, a great and majestic giant that is going to the bottom. I believed that my favorite system recovers soon and will come up with a bang. I even didn’t get rid from my e-gold though all my friends were advising me.

Now I have 30k in e-gold but very few people receive it now. I addressed exchange services but they also don’t want to accept it. Very few of them accept e-gold but they charge 20-30%. It is unfair… I thought much and came to conclusion that if I don’t exchange it now I will not exchange it in the future. So, I resigned myself that I should give 30% in order not to lose 70%, but…. Here miracle happened.

One of my friends who knew about my situation with e-gold said that he has heard about some payment system that accepts e-gold at 2%. I decided not to hurry up with exchanging my e-gold but to investigate whether such system existed indeed. I was very glad that I have got a chance not to lose my money on exchange but at heart I understood that it was a fairy tale, a beautiful legend to present a warm hope…

Having entered into Yahoo search a phrase “e-gold 2%” I found a great number of pages with the relevance. I was looking them all and in an hour became very tired. My hopes were melting like a sugar in a cup of hot tea… But when I was about to close my search my tired eyes catch the desired words… It was some post in blog. Of course, it was a promotion but still it was very interesting. It concerned some Swiss payment system with a very loud name Perfect Money. They indeed offer depositing their accounts with e-gold at 2%, and then it is possible to withdraw funds into pecunix of webmoney. I didn’t wait long and have deposited 25k into PM and withdrew it into pecunix. 5k I left in e-gold, may be it will recover?
https://perfectmoney.com/signup.html?ref=240107

Posted by Smith at 22:40:31 | Permalink | Comments (3)

Monday, April 21, 2008

Hi, guys. I want to tell you my story and explain why I don’t trust all these payment systems.


I have my own business – I have my own shop where I sell books. I like books from the very childhood, so I always had a fancy for reading. So, I decided to connect my business with books. First I have opened a small stall where I was selling my favorite books; I mean the one I liked to read beginning from my childhood. In three years my business turnover allowed me to open a big store. My shop was very popular as I had all the bestsellers, all genres from classical literature till modern fantasy. Also I had a department in my shop for student who hadn’t enough money to buy books, so they were just using mine like in the library. On Fridays my assistant Mary was reading books for small children. These Friday evenings were so popular that not only small children were listening to Mary, but their parents and just young people.

I was really happy because I’ve managed to combine my hobby with business. I have never had a thought that one day it may end. But that day came. One Sunday evening my telephone rang, I lifted the handset. It was Kelly, wife of my best friend Nick. He was more than just a friend, he was like a brother. Kelly was in panic. Nick had a horrible accident and was in a hospital. He needed emergency operation but something was wrong with his health insurance. It was a very expensive operation and it cost $60,000. Kelly has not such a sum.

I recently bought a new apartment and had no money myself. So, I took a decision to sell my business. Certainly, it was very hard to take this decision but Nick’s life was more important for me. I sold my store for $150,000. I know that it is a ridiculous price. I needed money urgently. When it came to sending money I decided to try Internet payment system. I’ve heard much about PayPal, so decided to try it. I loaded $70,000 into my account and sent to Kelly. But here arouse a contingency. PayPal blocked my account!!! So, Kelly didn’t get any money. I addressed to PayPal but they didn’t answer me. Nevertheless, every minute was moving Nick away from life. So, I sent another part of money with bank.

Today Nick is thankfully alive and healthy. PayPal has unblocked my account… Now I can start my business from the very beginning, but for some reason I cannot… I always remember my old store and cannot make myself to begin the same business. So, that Nick’s crash took away not only my business but my dream. Now I’m in a great depression and without any wish to continue working…

https://perfectmoney.com/signup.html?ref=240107

Posted by Smith at 21:58:58 | Permalink | Comments (3)

Sunday, April 20, 2008

How to make money on growth of gold and fall of dollar rate without Forex and online stock exchanges?

There is one way but it’s no a new one. There are some payment systems on the Internet providing opportunities to keep money in gold, dollars and euros. Perhaps, the most prominent ones are webmoney and perfectmoney.com… However, as webmoney is a Russian one I prefer to use Swiss payment system perfectmoney.com. For the time being there are no claims against it: system works stable, does not fall under DDoS attacks, wires come very quickly (a couple of day)…    But the main thing is that judging on the last situation with gold price one can earn good money on it…  I think it’s interesting:

In December 2007 gold cost about $680

In January 2008 price for troy ounce of gold went beyond $1000 limit…

Growth is almost 40%…

The same happens to dollar:

During one year ratio eur\usd has changed for more than 15%

What is the most interesting – now I can earn without any brokers and forex. I thought that I have always on average $5-10k of free electronic money. So, by simple keeping them in perfectmoney I can earn on gold rate.  

Recent calculations have shown that by depositing 7k to my gold account in perfectmoney I have earned on this amount $1750…it’s really cool… And if to take into consideration that 7% paid by perfectmoney annually for the money kept in accounts I’m pleased with this Swiss payment system… I recommend you PM and here is my referral link:   https://perfectmoney.com/signup.html?ref=240107

Posted by Smith at 19:30:21 | Permalink | No Comments »

Friday, April 18, 2008

How to withdraw e-gold at 2%?

Hello my dear friends. As many of you I was eaten by one question: where can I cheaply withdraw e-gold? It’s useless to address exchangers as no one will ever buy from you even the hundredth part of ounce at 15-20%. I tried to withdraw my e-gold via forums by advertising but nobody wants to deal with an unknown buddy what can deceive. As a result I was tired by searching a place where it would be possible to exchange e-gold to any other electronic currency without paying fantastic interest. So, once having clicked on some advertisement on google I was taken to the site of some Swiss payment system.  But for the first time it hasn’t attract me much but I decided to sigh up there just in case.  In couple of weeks I returned there and remembered at last its name – Perfect Money. That time I entered with the old login and while looking through all system sections I suddenly saw one interesting thing – perfectmoney.com allows depositing directly from e-gold account. That time I felt like alchemist as I have made gold from my dim bar or e-gold.  

 

In general everything is clear:

Fee for depositing from e-gold account to perfectmoney is 2%…in other words within a couple of minutes I can withdraw all my e-gold. I did that. So what? A small part I left in perfectmoney as I work with it not so long and another one I have withdrawn directly to my pecunix account. Finally, I’m really thankful to perfectmoney.com for shaking off my e-gold money. So, if anybody is really interested I’ll give you my referral link: 

https://perfectmoney.com/signup.html?ref=240107

Posted by Smith at 21:12:14 | Permalink | Comments (3)